Effective Date: 01/01/2025

The information provided by

Treece Inc.

(“we,” “us,” or “our”) on

www.treeceinc.com

(the “Website”) is for general informational and educational purposes only. All content, including articles, videos, downloads, calculators, or consultations, is intended to help users better understand personal finance topics and available services but is not a substitute for personalized financial, tax, or legal advice.

1. Not Investment, Legal, or Tax Advice

Nothing on this Website should be interpreted as investment, legal, or tax advice. We are not licensed to provide legal or tax recommendations. Financial decisions should always be made in consultation with licensed professionals who are familiar with your individual circumstances.

If you need specific advice, we recommend speaking with:

A licensed investment advisor for securities related decisions a CPA or tax professional for tax related guidance an attorney for legal matters

2. Insurance and Financial Products

Treece Inc. offers insurance and financial strategies through licensed professionals. Any illustrations or descriptions of Indexed Universal Life (IUL) policies, annuities, or other financial products are provided for educational purposes only and do

not

constitute an offer or guarantee of performance.

Policy values and product outcomes are based on current assumptions and subject to change. Past performance is

not

indicative of future results. Products vary by state and carrier, and not all products are available in every state.

3. No Guarantees

While we aim to provide accurate, up to date information, we make no warranties regarding:

The completeness, accuracy, or reliability of information The results users may obtain from implementing strategies The availability or performance of third party tools or calculators

Financial outcomes depend on individual effort, economic conditions, and product performance not solely on the guidance provided on this Website.

4. Third Party Content and Links

Our Website may contain links to third party sites or embedded content (e.g., videos, calculators, or tools). We are not responsible for the content or practices of any third party site and do not necessarily endorse the views expressed therein. Users interact with third party content at their own risk.

5. Professional Licensing and Representation

All advisory services are provided by licensed professionals operating under applicable insurance regulations in their state. Treece Inc. is not a registered investment advisor or securities broker dealer. Our services are focused on risk management, insurance solutions, and financial education.

6. Use of the Website

By using this Website, you agree not to hold

Treece Inc.

its agents, employees, or affiliated professionals liable for any decisions or actions taken based on the information provided. Always verify product details and financial strategies with a licensed expert.

7. Contact Us

If you have any questions regarding this disclaimer, please contact us:

Treece Inc.

Website:

www.treeceinc.com

Email: [email protected]

Phone: 253-439-7980